First Time Buyer

Get the right guidance to start your homeownership journey

Mortgages for first-time buyers to help make the dream a reality

Experienced Financial Services

Regulated Independent
Expert Advice

Wide selection of financial products and services

Whole of the Market Plus Broker Only Deals

Bespoke Service

No Broker Fee

To help you get your foot on the property ladder you need the right advice and guidance

At Alfred James, we are here to take the stress out of funding your first home helping you find the right solution tailored to you and your future.

Maximize your monthly mortgage savings:  NO BROKER FEE on all first charge residential mortgages whether for purchase or remortgage.

Why Choose Alfred James?

Professional Integrity

Regulated Advice

Whole of the Market Access

Whole of Market and Intermediary Only Offers

No Broker Fee

No Broker Fees on First Charge Purchases and Remortgages


Working on your Behalf Direct to the Lender.


30 Years Working in Financial Services, Mainly at Senior Level.

Flexible Delivery of Service

Face to face meet and greet at your convenience/ your home or my offices /Virtual / Phone/or over Secure Client Portal allowing seamless exchange of documentation and secure private communication.


Proud to be part of an independent family run national network of financial and mortgage advisors with a high residential and commercial skill set as well as hands on office support and compliance staff.

Jim Pedder Alfred James Financial

I understand finding someone you trust can be difficult

When it comes to the finances around your home, I know how hard it can be to find someone you trust. I have 30 years’ experience working in the financial services industry. I am a dedicated service professional, my goal being to deliver the right client outcomes tailored to your needs and circumstances, from the whole of the market, giving you peace of mind you have the best funding for your home. 

James Pedder
Principal, Alfred James Financial Services.

Chartered Insurance Institute
FSB Member
NACFB helping UK business

Access the Best Funding from the Whole of the Market

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it