Get the right guidance to start your homeownership journey
Mortgages for first-time buyers to help make the dream a reality

Regulated Independent
Expert Advice

Whole of the Market Plus Broker Only Deals

No Broker Fee
To help you get your foot on the property ladder you need the right advice and guidance
- Are you unsure what mortgages are available with a smaller deposit?
- Are you wondering what the total costs of purchasing your first home would be?
- Are you unsure what government schemes are available to you given your circumstances?
- Are you unsure of the best repayment strategy?
- Are you wondering how your family can help you onto the property ladder?
- Would a Decision in Principle put you in a stronger position to offer on your dream first home?
At Alfred James, we are here to take the stress out of funding your first home helping you find the right solution tailored to you and your future.
Maximize your monthly mortgage savings: NO BROKER FEE on all first charge residential mortgages whether for purchase or remortgage.
Why Choose Alfred James?
Professional Integrity
Regulated Advice
Whole of the Market Access
Whole of Market and Intermediary Only Offers
No Broker Fee
No Broker Fees on First Charge Purchases and Remortgages
Independent
Working on your Behalf Direct to the Lender.
Experience
30 Years Working in Financial Services, Mainly at Senior Level.
Flexible Delivery of Service
Face to face meet and greet at your convenience/ your home or my offices /Virtual / Phone/or over Secure Client Portal allowing seamless exchange of documentation and secure private communication.
Support
Proud to be part of an independent family run national network of financial and mortgage advisors with a high residential and commercial skill set as well as hands on office support and compliance staff.

I understand finding someone you trust can be difficult
When it comes to the finances around your home, I know how hard it can be to find someone you trust. I have 30 years’ experience working in the financial services industry. I am a dedicated service professional, my goal being to deliver the right client outcomes tailored to your needs and circumstances, from the whole of the market, giving you peace of mind you have the best funding for your home.
James Pedder
Principal, Alfred James Financial Services.






Access the Best Funding from the Whole of the Market
Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it